accepting payments made simple & reliable

American Payments Solutions (APS) brings you the ultimate combination of security, dependability, and effectiveness to meet all your business payment processing requirements. Trust APS to handle your transactions with unwavering reliability, transparency and efficiency.

WhO IS APS?

American Payments Solutions serves your business by providing value-based solutions and transparency during setup and sustainment of your customized payment processing system. The success of your business is our passion.

Payment Processing

Accept all major card brands as payment to your business. Affordable and dependable payment solutions with quick set-up.

eCommerce

Online payments are easily accepted with APS. Our popular brand gateways keep payments safe and secure for your business.

Online Ordering

No more excessive fees for your online orders. APS provides easy online ordering that doesn’t break the bank.

Business Strategy

Let APS help make sure your business payments solution is on track and maximized for profitability.

Point of Sale

Custom POS systems help your business run smoothly.  APS integrates solutions that enable your business to succeed.

Marketing

Get noticed! Employ a marketing strategy customized to your business location and industry.

BENEFITS OF APS

We understand the importance of flexibility and transparency when it comes to accepting payments. That’s why we have developed innovative programs with pricing that is clear and straightforward. With our user-friendly solutions, it has never been easier to streamline your payment processes and provide your customers with a seamless experience. Experience the power of simplicity with our tailored programs and discover a new level of convenience and efficiency for your small business. Contact us today to learn more and start accepting payments with ease!

  • No contracts that lock you in
  • Accept payments on your terms
  • Transparent pricing
  • Same-day & real-time funding available*
  • Full integration for existing processing*
  • FREE equipment*

* Based on qualifying business.

SIMPLE PRICING

Pricing doesn’t have to be complicated!  At APS, we get that concept and our goal is to make sure our partners understand their services and know that they are getting the best business solutions to enable success.

TRADITIONAL

We believe in providing our merchants with the utmost transparency and fairness in pricing. Our innovative payment system ensures that 100% of the cost is passed on to the merchant, without any unnecessary mark-up or inflation. You can rest assured that you are getting the best pricing available, at any given time. Discover the true essence of simplicity and efficiency with our traditional interchange pricing.

DUAL PRICING

At APS, we offer fixed rate pricing through our innovative surcharge and dual pricing programs. With APS, you can say goodbye to complex fee structures and unpredictable charges. At the end of the month, all that you’re left with is a fraction of what you would normally pay.  It’s a seamless and hassle-free solution for your payment processing needs, empowering you to focus on what truly matters – growing your business.

FIXED RATE PRICING

With our exclusive fixed rate programs, you can finally embrace peace of mind knowing that your payment acceptance rate remains unchanged. APS offers a diverse range of fixed rate options specifically designed for card-present retail businesses.  Learn which fixed Rate Program is right for your business.

ECOMMERCE

Discover the power of innovative eCommerce solutions at APS. Our cutting-edge technology and unwavering commitment to security and reliability redefine the way you handle your business payments. Say goodbye to outdated methods, and embrace a future of streamlined efficiency. You can trust that your online payment processes will be simplified, ensuring a seamless experience for both you and your customers. Revolutionize your payment experience today with APS.

QUICK STATISTICS & TRENDS

Consumers in the United States are consistently increasing their usage of credit and debit cards year after year. In the wake of the pandemic, credit card usage has experienced a remarkable surge, surpassing cash sales. This remarkable upward trend is particularly evident in the realm of ecommerce, as consumers increasingly embrace the convenience of credit card and online spending. As a merchant, it is crucial for you to stay attuned to these evolving trends and be willing to adapt your business accordingly to meet your customers’ spending needs.

Sources:
Forbes Advisor Survey (February 2023)
Federal Reserve Bank of  New York (August 2023)

In 2023, CREDIT CARD DEBT EXCEEDS 1 TRILLION. FROM $45 BILLION Q1-Q2 TO $1.03 TRILLION UP +4.6%

  • U.S. Credit card and debit card payments – 81%
  • U.S. Consumers spend more with credit cards than cash – 93%

KNOW YOUR CUSTOMER’S TRENDS:

ONLINE ORDERING

No More Ridiculous Fees For Online Ordering!

Are you tired of working hard to gain customers, only to hand over control to a third-party service? It’s time to take ownership of your online ordering experience. With our solution, it’s your website, your customers, your traffic, and most importantly… no more costly fees!

e-COMMERCE

Safe, secure and dependable.  Experience unparalleled payment solutions that cater to your merchants and their customers, seamlessly across all channels and devices: in-store, mobile, online, or self-service. Streamline your operations with our state-of-the-art payment gateway platform.

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Product

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Let’s GET GOING.
Say Hello!

Learn more about APS or schedule a quote from one of our valued service representatives.  We look forward to hearing from you.

CALL US AT:  833.233.5100

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